Mud Sweat and Gears is a smarter way to pay over time. Shop and pay at your own pace with no hidden fees, so you can get the things you love without breaking your budget.

You can use both in-store and online at Mud Sweat and Gears.

APR: 0% - 31.99%

Step 1: Fill your cart

Shop online or in-store. Then select Affirm at checkout, and enter a few details for an instant decision.

Step 2: Choose how to pay

You’re in control. Pick the payment option that works for you and your budget—from 4 interest-free payments every 2 weeks to monthly installments. See the table under How to buy with Affirm for more information.

Step 3: Make your payments

Manage your payments in the Affirm app or online, and set up AutoPay so you don’t miss a payment. But if you do, you’ll never pay any fees.


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